Intent to Communicate
Our company is governed by state and federal legislation regarding privacy of information and security surrounding personal data -- without consent of a consumer, with the exception of a community property state, we may not disclose information to an unauthorized third party.
All physical or electronic personal data is kept in a secured format in our company, and is only accessible by authorized parties. Any payment information retained by our office is in accordance with the Electronic Payments Association (https://www.nacha.org/achrules) and Payment Card Industry Data Security Standard (PCI DSS).
Under the Fair Debt and Collection Practices Act, Schedule F, if a consumer wishes to express their preference for communication they can do so.
To initiate communication with our office via SMS, text the word CONTACT to 877-216-3555.
To initiate communication with our office via email, email your contact information with the header CONTACT to contact@kdcii.com
Email / Text Message Communication Policy
Our company is governed by state and federal laws regarding privacy and collection of personal information. To learn more about the personal information our company collects and how we use it, including privacy and security, please review our Privacy Statement. If you live in California, the California Consumer Privacy Act (“CCPA”) affects your rights around personal information. Proceed to the California Residents Privacy Notice to see how the CCPA applies to your personal information at our company, including how to manage your information.
Electronic Communication Initiation
To initiate communication with our office via SMS, text the word CONTACT from your mobile device to 877-216-3555.
To initiate communication with our office via email, email your contact information from your email address with the subject CONTACT to contact@kdcii.com
Notification to Cease Communications
To stop communication with our office via SMS, text the word STOP from your mobile device to 877-216-3555.
To stop communication with our office via email, email your contact information from your email address with the subject STOP to contact@kdcii.com
ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS: As required by law: You are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
ADDITIONAL INFORMATION FOR COLORADO RESIDENTS: This collection agency maintains an office at 1776 South Jackson St, #900, Denver, CO 80210-3808, Tel: 720-464-2550. For information about the Colorado Fair Debt Collection Practices Act, see https://coag.gov/office-sections/consumer-protection/consumer-credit-unit/collection-agency-regulation. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
ADDITIONAL INFORMATION FOR DISTRICT OF COLUMBIA RESIDENTS: This collection agency is licensed by the Department of Consumer and Regulatory Affairs. You have a right to request all of the following concerning your debt – documentation of the name of the original creditor as well as the name of the current creditor or owner of your debt; your last account number with the original creditor; a copy of the signed contract, signed application or other documents providing evidence of your liability and its terms; the date your debt was incurred; the date of your last payment if applicable; an itemized accounting of the amount claimed to be owed including the amount of the principal, the amount of any interest fees or charges, and whether the charges were imposed by the original creditor, a debt collector, or a subsequent owner of the debt. You may request the above information by contacting Kingston Data & Credit International Inc.
ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS: This collection agency is licensed by the Minnesota Department of Commerce, License #40402889.
ADDITIONAL INFORMATION FOR NEW YORK RESIDENTS: This collection agency is licensed by the New York City Department of Consumer Affairs Permit # 2016214-DCA.
WE ARE REQUIRED BY LAW TO GIVE YOU THE FOLLOWING INFORMATION ABOUT THIS DEBT: The legal time limit (statute of limitations) for suing you to collect this debt expires after six years from the date the debt became due. However, if someone sues you outside of this period to try to make you pay this debt, the court rules REQUIRE YOU to tell the court that the statute of limitations has expired to prevent the creditor from obtaining a judgment. Even though the statute of limitations may have expired, you may choose to make payments. However, be aware that if you make a payment, the creditor’s right to sue you and the statue of limitations may start again.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: supplemental security income (SSI), social security, public assistance (welfare), spousal support, maintenance (alimony), child support, unemployment benefits, disability benefits, workers compensation benefits, public or private pensions, veterans benefits, federal student loans, federal student grants, federal work study grants, and ninety percent of your wages or salary earned in the last sixty (60) days.
If you wish to communicate with our office in French, Spanish, Portuguese or German, we can accommodate your needs by telephone or in writing, please send your request to contact@kingstondc.com.
The federal (Fair Debt Collection Practices Act) prohibits collection agencies from engaging in abusive, deceptive, and unfair practices including but not limited to the use or threat of violence, the use obscene or profane language, and repeated phone calls made with the intent to annoy, abuse, or harass.
ADDITIONAL INFORMATION FOR NEW YORK CITY RESIDENTS: This collection agency is licensed by the New York City Department of Consumer Affairs license number 2082879-DCA.
ADDITIONAL INFORMATION FOR UTAH RESIDENTS: As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
ADDITIONAL INFORMATION FOR WEST VIRGINIA RESIDENTS: The activities of collection agencies in West Virginia are regulated by the Attorney General’s Consumer Protection Division, 812 Quarrier St., Charleston, WV 25301. Federal law prohibits agencies from contacting you about your debt if you send a letter requesting that all contacts stop.
ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS:
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
“Nonprofit credit counseling services may be available in the area.”
As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit-reporting agency if you fail to fulfill the terms of your credit obligations.
If you are a resident of California, you have additional privacy rights under the California Consumer Privacy Act 2018.
For more information please see:
Under no circumstances do We sell anyone’s information.
Notice to California Residents: Collection of Personal Information
ADDITIONAL INFORMATION FOR COLORADO RESIDENTS:
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA
A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
ADDITIONAL INFORMATION FOR MASSACHUSSETS RESIDENTS:
Notice of Important Rights:
You have a right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request, postmarked or delivered within seven (7) days of sch request. You may terminate this request by writing to KDCII.
ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS:
This collection agency is licensed by the Minnesota Dept. of Commerce.
ADDITIONAL INFORMATION FOR NEW YORK RESIDENTS:
New York City Department of Consumer Affairs License Number 1474393-DCA
ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS:
North Carolina Department of Insurance Permit #110292 Address: 2nd Floor 121 S Election Rd, Draper, UT 84020
ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS:
This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.
ADDITIONAL INFORMATION FOR UTAH RESIDENTS:
As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
ADDITIONAL INFORMATION FOR WYOMING RESIDENTS:
As required by law, you are hereby notified that a negative credit report on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose.